16/02/2025
Living aboard a residential cruise ship and traveling the world is a once-in-a-lifetime adventure. However, like any great endeavor, it comes with risks. Many people see travel insurance as an unnecessary expense—until they face an unexpected situation. On Victoria Cruises Line, long-term travel insurance is mandatory, and for good reason.
1. A Unique Lifestyle Comes with Unique Challenges 🌊🚢
Living on a residential cruise is not like living in a traditional home or even on a short holiday. On a cruise ship, specialist medical care is not always immediately available, and if a serious problem arises, the cost of a helicopter evacuation can run into tens of thousands of dollars. A comprehensive insurance policy that covers medical treatment on the ship, emergency evacuations, and unforeseen travel disruptions can be a true lifesaver.
2. Why Do Most Insurance Companies Avoid Long-Term Policies? 🤔
Most insurance providers prefer short-term travel insurance because it presents a more predictable risk. Covering a full-time traveler who lives on a moving ship is a challenge for traditional insurers.
Healthcare systems vary from country to country, and many insurers are hesitant to cover unknown variables, such as different medical regulations, lifestyle factors, and the increased health risks for older travelers.
To solve this issue, Victoria Cruises Line has partnered with Generali Insurance, which offers specialized, long-term insurance solutions tailored to the needs of residential cruise travelers.
3. What Insurance Plans Are Available? 🛡️
Generali offers three levels of coverage:
✅ Basic – Essential protection for major health and travel risks.
🔵 Pro – An extended plan with additional coverage beyond standard policies.
💎 Exclusive – Full protection for any situation during your travels.
Each resident must purchase their own insurance individually. To qualify, you must have a permanent address in your home country and valid social security coverage.
Don’t Wait Until the Last Minute! ⏳
The residential cruise lifestyle offers ultimate freedom and adventure, but being prepared is essential. Reliable, long-term travel insurance ensures that no matter where you are in the world, you have the security and support you need.
📩 Get insured today and explore the world with peace of mind! 🌍🚢✨
📩 For more information and details, please contact us at insurance@victoria.cruises. 📧
Author: VCL Team
16/02/2025
